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ENSQUARED UNBEATABLE OPTION 1: Accidental Damage + Water Damage.
| Insurance Type & Detail | Ensquared | Square Trade |
|---|---|---|
|
Two Year Program |
Premium: $99 Once off Fee |
Premium: $99 Once off Fee |
| Accidental Damage |
YES |
YES |
|
All iPhone Models |
Max Total Claims =$3000. 3 x Seperate $1000 claims |
Max Total Claim = $599. $599 reduces as claims are submitted until $0 left |
| Devices 90 Days or less |
YES |
YES |
| Deductible: $50 per claim on all models | Mostly Replacement with New Devices |
Repair Policy followed |
| Extended Warranty | Does not apply | Cover in Second Year |
ENSQUARED UNBEATABLE OPTION 2: Accidental Damage + Water Damage + Lost & Theft
| Insurance Type & Detail | Ensquared | AT&T |
|---|---|---|
|
One Year Program |
Premium: $10 pm |
Premium: $12 pm |
| Payment Method | Prepaid Once Off | Prepaid Monthly |
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Max Total Claims =$2000. |
Max Total Claims =$3000. |
| Replacement Policy | Mostly Replacement with New Devices | Replacement of device or repair. Mostly refurbished devices if replaced |
| Deductibles | ||
| 8GB Deductible |
$150 |
$100 |
| 16GB Deductible | $150. | $150 |
| 32GB Deductible | $150. | $199 |
| Age of the device | 60 Days or less |
30 Days or less |
| Waiting Period | 30 Days | Not Applicable |
Replacing your iPhone if damaged, lost or stolen is expensive: Don’t be misled by AT&T subsidized contract prices on iPhones. It’s when you need to replace your iPhone in the middle of the contract if not insured that you get a rude awakening of the true replacement cost. New iPhones start at around $450 for the 8GB going to over $850 for the new latest model. Be aware that there is a high incidence of damage by accidents, drops and spills; these sought-after devices are often stolen or simply lost. It is both wise and prudent to get cover that suits your needs at the lowest premiums, lowest deductibles and highest claim value.
Making the right iPhone insurance decision is easy at Ensquared: See the Tables above or go to the Cell Phone Insurance Calculator for a full comparative analysis on iPhone insurance. Just answer 7 easy phone insurance related questions, push calculate and get a quick answer. Then connect to the right iPhone insurance deal for you. AT&T offer iphone insurance more expensively and give you half the time we do to decide. SquareTrade capped low claim limits are not realistic in terms of the growing cost of iPhone devices.
^ Ensquared Phone Insurance is an Insurance Backed Wireless Protection Program.and is not affiliated in any way with AT&T, or Apple, Inc. iPhone and AppleCare are registered trademarks of Apple, Inc.