Ensquared iPhone Insurance

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Ensquared provides amongst the best value iPhone insurance programs available. 

1. Accidental Damage and Mechanical Failure out of manufacturer’s warranty.

2. Accidental Damage, Mechanical Failure plus Lost & Stolen (comprehensive insurance).

Most important is that Ensquared is really good value for money; inexpensive relative to valid competition; and offers a range for all needs.

Comprehensive iPhone Insurance

1. Ensquared: Premium of $129.99 for the 2-Year Plan ($5.42 per month) with $179 deductible and three claims with a maximum value of $1000 each (like AT&T and Verizon each claim limit is for more $ than the device can be replaced at.) Ensquared covers any new iPhone (30 days old or less) from any carrier or bought from any retail outlet. Ensquared is underwritten by Starr Indemnity (A. M. Best financial strength rating of A Excellent). 

2. Verizon: Premium of $240 for the 2-Year Plan ($9.99 payable monthly) with $199 deductible and four claims with a maximum value of $1500 each. Verizon does not cover new iPhones (30 days old or less) from any carrier other than themselves. Verizon is underwritten by Asurion.

3. AT&T: Premium of $168 for the 2-Year Plan ($6.99 payable monthly) with $199 deductible and four claims with a maximum value of $1500 each. AT&T does not cover new iPhones (30 days old or less) from any carrier other than themselves. AT&T is underwritten by Asurion.

  

Accidental Damage and Mechanical Failure out of manufacturer’s warranty.

1. Ensquared: Premium of $89.99 for the 2-Year Plan ($3.75 per month) with $50 deductible and three claims with a maximum value of $1000 each ($3000 total claim value). Ensquared covers any new iPhone (30 days old or less) from any carrier or bought from any retail outlet.

2. SquareTrade: Premium of $124 sometimes discounted to as low as $99 for the 2-Year Plan ($4.13 per month at discounted prices) with $50 deductible. Claims are limited to retail value of the iPhone in aggregate. Repairs or replacement hitting that number terminates the policy and will require consumer to buy a new policy to extend coverage. In effect, total claim value is in the region of $650 at the maximum - the retail value of an iPhone 5. If claims in aggregate do not reach $650 then there are a maximum of four claims allowed over the 2-Year plan. SquareTrade is backed by reputable underwriters.

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