When you are looking for Blackberry insurance, Palm Pre phone insurance, LG and others across the board (excluding iphone dealt with separately) go to Ensquared for all phones other than iphone. There is good coverage, more time to decide, good reputation and Ensquared make it as easy as ABC for you to buy cell phone insurance through the Internet.  Most cell phone owners are unaware of severe 1 day, two week and 1 month activation restrictions imposed by AT&T, Verizon, T Mobile and other communication providers. Those who apply too late feel stranded but indeed have real good options. Ensquared not only gives you competitive prices it gives you maximum time latitude.

 

 

AT&T, Verizon, T Mobile, Sprint, Cellular One, Metropcs, Alltel, TracFone and Cingular Wireless. Answer: They are all backed by one phone insurance company - Asurion Insurance. One shoe supposedly fits all.

There are vast differences in cell insurance offered at each provider in number of phone insurance options, prices and deductibles, etc. The bottom line is that each phone insurance provider adapts and interprets Asurion terms and conditions to suit itself. Did you know? All phone insurance providers severely restrict the number of cell insurance customers able to get phone insurance for their devices because of very tight activation restrictions. In many cases when signing a service contract the phone subscriber has up to 14 days from day of activation to buy a phone insurance plan with his chosen provider. T Mobile insurance and Verizon insurance are good examples. AT&T and Sprint are more lenient, but not by much – 30 days limit. At Metropcs you must take out phone insurance on the day of activation or you are out. This is a cellular insurance limitation of huge magnitude.

 

 

Iphone insurance through Apple Care allows you to sign up any time in year one, but it is misleading in three ways: Firstly, it only really gives you cover after year one for one year; secondly, it is not really iPhone insurance at all – just another smartphone extended warranty; thirdly, at $67 pa it is very expensive. Ensquared iPhone insurance is a far more comprehensive option and is substantially cheaper. Buy it now on the links in iPhone Hot Tip above.

 

Interesting Fact #2:

 

Although Asurion is everywhere you wouldn’t know it. Cell phone service providers differ in the number of wireless phone insurance options, cover combinations, premiums, deductibles, activity limitations, claim limitations and numerous other key items relating to your cell phone insurance choice. It is very complex and confusing.

 

 

Service Providers will only offer their phone insurance to you if you do two things together: Take out their communications contract AND buy the phone from them. If either does not happen Service Provider insurance is out for you. Also: If you are a prepaid user there is no Service Provider insurance available – thus opening the door to Ensquared phone insurance and its dealers who insure prepaid devices and all cases where Service Providers will not for these reasons and limited time window. Go to Ensquared for all phones excluded by Service Providers.

 

Be aware of the cell insurance rules and compare mobile phone insurance by using the Ensquared phone insurance calculator. This is the ultimate tool in the mobile phone insurance arena and it makes accurate cell phone insurance price comparisons and so much more. Certainly issues like activation will be brought to your attention quickly by just answering Ensquared's phone insurance 7 simple questions. The Ensquared cell insurance calculator is absolutely free and it can make the difference in deciding which phone service provider you end up contracting with. Every aspect of wireless phone insurance is covered as well as Palm Pre insurance, BlackBerry insurance and iphone insurance options.