Phone insurance most Frequently Asked Questions

The best single answer to all these cell insurance questions is that the Ensquared cell phone insurance price comparison tool automatically takes these questions into account and gives wireless mobile phone insurance solutions based on hard, unambiguous facts in a way you will understand. All you have to do is click on Cell Phone Insurance: Compare phone insurance & protection

Question 1: What do I need to do to insure my phone with my Service Provider (SP)?
Answer: Three things all together: Buy it new from the SP; contract it with SP; do it in SP qualifying time.

Question 2: And if one of these requirements is missing?
Answer: No SP insurance for you

Question 3: What are these Service Provider qualifying time requirements?
Answer: They vary. Some require on day of activation. Never more than 30 days after activation.

Question 4: Assuming I can get all those things together, is the Service Provider phone insurance the best I can get?
Answer: They are very competitive in some cases and others not. Our Ensquared Calculator is designed to rate them for you.

Question 5: Are there any devices which Service Providers are not competitive at all without checking on the Calculator?
Answer: iPhones on every level versus the Internet options. Go to iphone insurance page and cheapest iphone plans

Question 6: How do I insure my iPhone on the Ensquared Site?
Answer: Go to http://www.ensquared.com/catalog/iphones and follow the easy process.

Question 7: On all other phones what advantages are there for buying my insurance on-line?
Answer: Internet purchase allows you at least 3 times more time than the most liberal Service Provider to buy (90 days versus 30 days). You can bring your device from anywhere for insuring. No need to buy contracts or devices from the Internet Insurer.

Question 8: But is the deal the same on Premium, deductibles and Claim limits as the Service Provider.
Answer: The ones we show on our Site are very competitive.

Question 8: What are the biggest disadvantages of Internet insurance versus Service Provider Insurance.
Answer: To get best Internet prices you have to buy a One Year or Two year pay up front program, whereas Service Providers give equivalent pricing monthly. Also there is a 30 days no claim period once you subscribe.

Question 9: How do I insure my Phone other than iPhone on the Ensquared Site?
Answer: Go to http://www.ensquared.com/catalog

Question 10: If I buy Ensquared phone insurance and then change my mind?
Answer: You have 15 days to cancel from time of subscription. No obligation, no cost. Your credit card will be credited.

Question 11: What if I have a claim to make?
Answer: Go to My account section. Our Ensquared Claims center is open 24/7.

Question 12: How do I get a bottom line comparison taking every thing into account?
Answer: Our Ensquared Calculator is designed to rate them for you and give you your best options. If you phone device is more than 30 days old but less than 90 you have no choice but to go the Internet Route.

Question 13: How easy is it to cancel?
Answer: Go to My account section to follow the process (your username & password which was sent to you on sign up is required). If within 15 day cancellation period your credit card will be credited right away.

Question 14: How easy is it to upgrade or alter my Ensquare Insurance Program?
Answer: Go to My account section to follow the process (your username & password which was sent to you on sign up is required) to follow the process. Very easy and no penalty cost for changing.

Question 15: Are there any short cut routes to seeing the Calculator results?
Answer: Go to Cheapest Phone Insurance or Cheapest iPhone Insurance Pages for cheapest plans in the most important categories.

Question 16: How can a I get short cut route to seeing best Blackberry Insurance on Internet?
Answer: Go to http://www.ensquared.com/Blackberry_Insurance.htm

Question 17:And shortest cut route to seeing best Nexus One Insurance and Palm Pre Insurance on Internet?
Answer: Go to Ensquared Nexus One and Ensquared Palm Pre

Question 18:And shortest cut route to seeing best Nokia Insurance, Samsung phone Insurance, HTC phone insurance, Palm Pre Insurance, LG insurance and Motorola Insurance on Internet?
Answer: Go to Ensquared Phone Brand section and click on the brand you are looking for.

Question 19: Can I buy phone extended warranties and cell phone insurance separately?
Answer: Yes but probably cheaper to buy a combined phone insurance policy.

Question 20: How do I know what coverage I am getting by just looking at terms Accidental Damage, Extended Warranty, Deductible and so on?
Answer: Go to Ensquared's Type of Phone Insurance  where definitions are made clear

Question 21: Is there a mobile phone insurance claim limit?
Answer: Almost always. Differs a lot from insurer to insurer. Our best recommended products provide for no less than $1000 per claim provision.

Question 22: How many cell phone insurance claims can I make in one year?
Answer: Depends on the phone insurance. You must read terms and conditions. Two in most cases for one year and three for two year programs.

Question 23: Does every cell phone insurance claim have a wireless phone insurance deductible attached?
Answer: Yes. Other than Extended warranty which is zero can go up to $150 depending on the cover. Calculator shows this when you hit calculate button. Ensquared phone insurance highest deductible per claim is $75.

Question 24: How does a manufacturer’s supported product help or hinder my phone insurance?
Answer: It affects extended warranties only. Click on cell insurance Articles above for information on this.

Question 25: Can I insure my AT&T As U Go phone?
Answer: No. AT&T mobile phone insurance will not cover it. Ensquared Phone Insurance options will do so as shown.