While reading this cell insurance coverage of IMEI numbers you can go to the Ensquared Cell Phone Insurance Calculator at any time to assess and rate your cell insurance plan or phone insurance you are think about. Cell phones complete the existence of everyone in today’s world. With the rise in demand, GSM mobile phone market is also brimming with latest technology like 3G, GPS, MP3 player integration to mention a few. The cell phone is not merely a phone but a multi-tasking gadget providing full entertainment and information when on the move. With latest prepaid 3G GSM unlocked cell phones venturing in the market having innovative features, the chances of them getting stolen are higher than ever and this makes the cell phone insurance a priority in our to-do list. Just as we insure our cars and houses, cell phones are also assets in anyone’s language – some models being priced from $500 to $1000 precious; in businesses with multiple cell phones being one of the most used equipment categories, insurance is a primary focus. Insurance for unlocked cell phones not only covers lost phones but also damaged or stolen phones.

IMEI number

Cell phone insurance requires you to provide the IMEI number of your mobile phone. Now, what is an IMEI number? The answer lies beneath the battery of your phone where it safely resides. IMEI number or International Mobile Equipment Identity number is a pass code that uniquely identifies a GSM unlocked cell phone. Its 15 digits register the information about the origin, serial number and the model of the cell phone. When a cell phone, either prepaid or postpaid is used over a network, the IMEI number is broadcasted to the network along with the user account information on the SIM card. The IMEI number can be retrieved by typing *#60# on your mobile.

Use of IMEI number

IMEI number helps you bar the usage of your 3G GSM unlocked cell phone, if it has been stolen. The IMEI number can be barred and added to the blacklist of stolen phones by CEIR (Central Equipment Identity Register). This creates the situation where the stolen phone or the lost phone cannot be used with any network or service provider, hence making the stolen unlocked cell phone completely useless. It is important to note that IMEI number is only used to identify the device and cannot help in tracing the thief or person in possession of your lost or stolen phone. In short, it cannot directly locate your lost cell phone. To locate your lost cell phone ESN and MEID can be used as they link the individual to the phone.

IMEI number for Phone Insurance of your unlocked cell phone

Legally, the IMEI number of your prepaid 3G unlocked cell phone has a very significant stature as it reduces the impact of mobile phone theft .The insurance companies in every case use this number as an identification for your GSM cell phone. Without IMEI, there is no way to uniquely recognize your prepaid unlocked cell phone; ergo, you cannot prove your authority over the phone, which effectively means there is no possibility of getting it insured. In summary: The IMEI is a definitive and key requisite in obtaining insurance for your unlocked cell phone. Moreover, the absence of an IMEI number or any suspicion around the IMEI number of a unit you are purchasing in the first place should be a big red flag right away.

IMEI is not linked to any individual. On the other hand, ESN (Electronic Serial Numbers) and MEID (Mobile Equipment Identifiers) can link the individual to the phone. The main difference between MEID and IMEI is that MEID allows hexadecimal digits as compared to decimal digits as in IMEI. ESN is designed to be unchangeable so they help in identifying stolen phones even with a new subscription identifier.

Phone Insurance for prepaid 3G GSM locked cell phones are normally sold in-house by companies like AT&T phone insurance, T Mobile insurance, Verizon insurance and Sprint phone insurance. However, because of enormous competition pressures exerted by unlocked cell phones of late it is not immediately obvious how to insure a non-contracted unlocked handset at cheap rates at point of sale. Ensquared.com a leader in selling of  Unlocked Cell Phones Nokia N96 Iphone BlackBerry Storm & More has anticipated this need by focusing hard on Insurance for unlocked cellphones. Along with covering phone damage or lost phones, insurance for unlocked cell phones also provide replacement phones until the stolen phone or lost phone is replaced or the damaged phone is repaired. Sometimes cell insurance also covers the phone calls made by unauthorized persons through your unlocked cell phone after being stolen and before it is blacklisted. The length of the claim should also be taken into consideration.

Mobile phone insurance for unlocked cell phones provide the peace of mind that is surely needed after paying a hefty price for the 3G GSM latest technology cell phone you have purchased. These 3G cell phones have become a lifeline for many and getting them insured ensures your peace of mind and all this things told, is worth the cost.