Unlocked cell phones represented approximately only 5% of total mobile handsets shipped in the USA in 2007. Nonetheless, the demand for unlocked cell phones is projected to increase to 10% by 2010 making it by far the fastest growth arena for GSM mobile phones – certainly far stronger than the wider market. This is because there are huge Benefits of prepaid legal unlocked cell phones and common sense in separating the purchase of the handset and the service is putting big momentum behind the shift to unlocked cell phones. The impact on phone insurance for unlocked cell phones from this seismic shift in consumer preference will be even bigger.

A cell phone is an item that literally goes everywhere with you. Whenever you leave for some place the first things you check you have is your wallet (or purse), keys and your cell phone. As a result phone damage can occur almost anywhere, phone water damage is a common and annoying occurance, phone lost, phone stolen out of cars – almost any eventuality you can think of just happens. Also, a mobile handset is really only a complex composition of electrical parts; simple things like dropping the cell phone, or dropping something on it exist as real possibilities every day.

Ensquared.com, a market leader in unlocked and locked cell phones brings you a unique  Cell Phone Insurance Calculator offering a wide range of GSM 3G and wireless phone insurance options to address need for cheap comprehensive cell phone insurance on unlocked and locked cell phones. It is intended that the unlocked phone insurance solutions emerging from the Ensquared phone insurance comparison tool will beat anything offered under homeowners insurance, which addresses this need very poorly if at all, and surprisingly not at all offered by big underwriters like Geico insurance or Hartford insurance. It specifically focuses on aspects such as phone damage, phone theft, and phone lost – as well as extensions of the normal electrical failures normally covered by manufacturers’ warranty. Ensquared intends to be to the buyers of the unlocked and locked cell phone what Geico is to the auto consumer. In this regard, the insurance will be cheap, easy to understand, and therefore a desirable option to mobile phone owners who are paying well over $400 for their handsets on a lot of models coming into the market place. The Blackberry Storm, Nokia N96, iphone and up-range models offered by LG and Samsung all carry higher price tags as the wifi options on the GSM 3G cell phone standard grows every day. No longer is the cell phone itself a item to use for a short time and then discard, but more a valuable asset. Moreover, as the unlocked trend takes hold and the tendency to change the model every two years gets less, the need for a specialized phone insurance coverage grows proportionately.

Cellular insurance in USA is also not a need the big providers like AT&T Insurance, Verizon Insurance, and Sprint Sprint can address adequately in the unlocked arena or 2 months after activation. That is exactly where an innovative specialist such as Ensquared steps in and gives the market a look into unbiased, customized solutions to mobile phone insurance needs. Contact us if you have any questions on this subject.