The Ensquared Phone Insurance Calculator has created a new dimension for the cell insurance arena.

Answer seven easy questions to see if the premiums are really worth it. Ensquared have been totally objective; are charging zero fees; spent a lot of resources on the development of this absolutely unique wireless phone comparison tool. You can be sure you are getting cell insurance input you can rely on.

Some startling items have emerged from the Ensquared cell phone insurance calculator regarding phone service providers specifically in the phone insurance realm. Did you know?

Buying phone insurance from phone service providers:
 

• Must be taken out within maximum 30 days from activation and sometimes as little as on the day of activation. If you miss your options are generally only Internet based
  
• Can only be bought from the provider selling you your phone. You should know the phone insurance terms and costs as part of assessing your provider’s total charges – not find out afterwards
• Is in fact buying Asurion insurance – the biggest name in US cell phone insurance underwriting. Asurion cell phone insurance is behind most service providers like Verizon phone insurance and AT&T insurance in US.
• Offers essentially the same Asurion terms and conditions common to all phone insurance plans, yet the different service providers differ widely in price, claim limits, deductibles, options and almost every aspect you can think of.
• Offers no iphone insurance at all. Buying cell insurance outside of providers still does not give cover on lost iphone and is very fragmented.
• Phone insurance options on advanced devices like the Blackberry insurance have large deductibles going as high as $125.
• Offers a range of different cell phone insurance claim limits and the number of times you can claim in a year. The Ensquared Calculator alerts you to check on terms and conditions.
• Carries no waiting period and generally higher phone insurance claim limits versus Internet cell insurance competitors like Square Trade.
• Will give cellular insurance on new and old phones as long as you buy and contract with them. Internet phone insurance beyond extended warranty looks at only new cell phones with US manufacturer support
• Can be very confusing when you understand that they take 5 basic wireless phone insurance modules and create all kinds of cellular insurance combinations at different premiums, limits and deductibles.

The Ensquared phone insurance Calculator irons out all the above issues relating to cell phone insurance and more.