For Blackberry insurance locked or unlocked the phone insurance carrier is very important. They decide on the monthly or annual Blackberry insurance premium; the cellular insurance deductible you must first be responsible for on any successful cell insurance claim; the Blackberry insurance claim limit and whether or not to replace with a new or refurbished phone or just repair it. The Blackberry insurance premiums range from $2 for extended warranty only and zero deductible to $6 and $7 for most comprehensive insurance on premium models with deductibles going as high as $130. On unlocked Blackberries there is no lost phone or stolen phone offered. When buying a Blackberry unlocked or locked get the cell insurance in place almost immediately. There are very narrow restrictions on how long you have to get phone insurance: It ranges from only on day of activation to within thirty days. Other exclusions to be beware of: No claim periods from date of insurance most prevalent when buying unlocked Blackberry cell insurance (can go as high as 45 days). The Ensquared Calculator has questions that automatically focus on Blackberry insurance and you can test this by using the calculator with different service providers to see how they treat their Blackberry subscribers.

Blackberry in most cases is an advanced device; older models are falling back into the standard phone category. There are many ways to acquire a Blackberry phone: Unlocked new or refurbished on the Internet or on eBay and then contracting out. Alternatively, through numerous “locked” carriers offering Blackberry old models and new models on contract; finally, there is also Blackberry as-you-go-phone options. There is an array of phone insurance entry points. In the Table above: “Locked” means buying your Blackberry attached to a phone service directly from that phone service provider. This can mean acquiring from AT&T, Verizon, Sprint, T Mobile or any number of entities in the service environment. All are involved in phone insurance options and in aggregate are the biggest sellers in the US. The term “unlocked” means buying the Blackberry with no phone service attached. Even if one buys the Blackberry unlocked and then takes it to a traditional service provider to be locked into a contract it is still viewed as unlocked, because it was bought elsewhere. The phone service provider will not insure it at all. At present that unlocked Blackberries as the table above shows has limited phone insurance options and zero lost & stolen option.